France and Germany Have Been Saved! Hallelujah!
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Monday, 31 August 09 - 10:06 AM (GMT -06:00) By John C Thomson in Investments/Real Estate |
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France and Germany Have Been Saved! Hallelujah!
A recession is defined as two straight quarters of negative economic growth.
By that measure France and Germany are out of recession! Each had GDP growth of 0.3 percent in the second quarter. Good news, right?
Some say government action deserves the credit. The "cash for clunkers" in both countries have been successful in stimulating demand for autos. But just as in the U.S., the government is simply shifting future demand to the present. In the process of course, legions of potential car buyers have been taken out of the market for years to come. Germany won't extend its program to 2010, so new car sales will fall. France is expected to extend their program for fear its end could curtail growth.
What growth? It's a government version of payday loans. As the ads for these services exclaim "Why wait for payday? Get cash today!" we all know how these programs work out long-term for the borrower. Guess who the borrower is in government stimulus programs? Go to the head of the class if you answered "the taxpayer."
As Investor's Daily Edge Investment Director Bob Irish notes, government programs don't create wealth. They simply redistribute it, says Bob.
Bailouts and stimulus programs simply transfer wealth from the public sector to the private. The debt and inflated currency is passed on to future generations. All this in return for "prosperity" today. The trade off, says Bob, is dishonest at best and immoral at worst.
This article appears courtesy of Early To Rise, a free newsletter dedicated to making money, improving health and secrets to success. For a complimentary subscription, visit http://www.earlytorise.com.
Navigating the New Market
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Tuesday, 09 June 09 - 10:54 AM (GMT -06:00) By John C Thomson in Investments/Real Estate |
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"Happy is he who learns to bear what he cannot change."
- Johann Friedrich von Schiller
Navigating the New Market
Since the first day I started working in the stock and bond business, the old timers - the guys I have always sought out as a great source of advice - have said almost without exception, "The markets don't change."
This mantra was in response to those in the business who, following a big run-up or downturn in the market, would make the claim that "It's different this time." The claim was usually made to support buying at the top of a market or buying when things seemed over-priced.
Until now, the old timers' advice was always correct. Markets have been the markets. They run up, they fall down. They fall a lot faster than they go up - and if you wait until everyone gets in to convince you its okay to do it, you will lose money.
This time, though, I believe some things have changed. The changes may be of a temporary nature, but this definitely is not your grandfather's or father's market. And you're going to have to prepare yourself mentally to deal with these changes... or get out of the market. You can stay in and try to do the jump in and out game, but you'll get crushed even faster by doing that than you would have in the past.
Essentially, you're going to have to adopt a different trading discipline for the next three to five years. (The majority of small investors have no trading discipline anyway, so this will be a new concept for them.) There is still a lot of money to be made in stocks and bonds. It will just take a few shifts in expectations and procedures to get to it.
The biggest change is that this is not a trading market. Some will continue to get lucky with their guesses, and the select few who always seem to make money will keep on making it. But going forward, the big money will be made by those who can wait it out and use dollar cost averaging to their benefit.
Trading requires at least some predictability. But now, the small degree of predictability the markets had has been driven underground by the huge collapse in confidence. The market is jumpier today than at any time in our history. The slightest suspicion, wind shift, or rumor makes it plummet. We will see more falls over the next five years than at a rock climbing competition.
The trader's position has always been just this side of insane, but now it has crossed the line. With virtually no fundamentals, no confidence that the changes put in place by the Obama administration will produce any lasting results, the debt, the monetization of the debt, the politicizing of the banks, and a world community that has grave misgivings about the future of the global economy, you'd have to be crazy to think you could predict anything.
What will work going forward is positions in companies like Clorox (CLX). There are the usual reasons to own a stock like this, as well as the new reasons that work within the new market rules.
First, the usual reasons: The company recently raised its earnings projections. It will earn around $3.70 this year and $4.17 next. The dividend is $1.84, about a 3.4 percent yield, and there's plenty of cash to pay it. Its profit margin is rising, it has abundant cash, it's paying down its debt, and it has stable brands (Clorox Bleach, Kingsford Charcoal, Brita, Glad Bags, Burt's Bees Skin Care, and Greenworks Detergents).
A solid company with reasonable prospects.
In this economy, that is what I call a slap in the face investment. It is about $51 per share, was as high as $65 in the last 52 weeks, was as low as $46, and has been showing a very nice upward trend for the past three months.
The new reasons to own CLX: It isn't sexy, it will not run off the charts with breaking news, it pays a good dividend that appears to be safe, it won't be subject to big swings, it won't fall off the charts because of a rumor, it is expected to show an incredibly boring growth rate of around 15 percent going forward, and - most important - you can own it, wait out the market volatility, and still retire on time.
In fact, this stock has everything you will need to survive the next five years as an investor: stability, fundamentals, solid management, dividend income, and products that consumers need and will keep buying.
Why is dividend income a factor here? Because I expect to see major - and I mean major - swings in this new market. And while you're waiting it out, if you don't have some type of money showing up in your account from a bond or a safe dividend, there will be extended periods when you probably won't see any money at all.
The second strategy to use in this market is dollar cost averaging. Take advantage of the big price swings. Make the volatility work for you. As Warren Buffett said recently, "I love when things are this bad."
Investors must learn to cheer when the market crashes. It's a buying opportunity. If you're in the right stocks, you have virtually nothing to worry about except where you'll get more money to buy into the dips.
Shift your expectations and investing style for the next five years or be prepared to be very disappointed. Get out of the Stock of the Month Club, get back to boring, solid companies you can live with.
This is the same advice my old timer friends in the markets have been giving me for years. Maybe things haven't changed that much after all. Maybe we've just been dropkicked back to reality.
[Ed. Note: Steve McDonald has dedicated years of study to the bond market. His expertise is in showing investors how to generate stock market gains without taking stock market risk. And for a select group of investors, Steve has agreed to share his secrets of success... and his top bond recommendations. Click here to learn more... ]
This article appears courtesy of Early To Rise, a free newsletter dedicated to making money, improving health and secrets to success. For a complimentary subscription, visit http://www.earlytorise.com.
Homebuilders Make a Nice Contrarian Play
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Wednesday, 05 November 08 - 11:00 AM (GMT -06:00) By John C Thomson in Investments/Real Estate |
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Homebuilders Make a Nice Contrarian Play
The housing market is mired in a slump that shows no signs of letting up. Home values continue their slide. Foreclosures are at a record-setting pace. So why am I bullish on homebuilders?
Survivability, for one thing. Those that have lasted have shown that they can make it through the worst housing market in decades. Sure, their balance sheets are a mess and they may still have some unsold inventory - but, for the most part, they have likely weathered the worst of the storm.
When the market started to turn in late 2005/early 2006, builders were left with unfinished developments and an extreme oversupply of land and homes. Most of the homes that were under construction at the time were completed and sold, sometimes at a loss. The land that had been bought at the top of the market was sold, and huge losses were written off. But all that is pretty much over.
The remaining carnage is primarily in the condo market, since most of those condos are in high-rise towers that took longer to build and are just now being completed and sold.
The major builders, those with regional and/or national exposure that have survived, should be a relatively safe bet now. They have been battered long enough, and no real surprises remain in terms of massive write-offs and losses. Their stocks are near historical lows, and little downside is left. I like the Homebuilders ETF (the XHB) for these reasons, and perhaps as a contrarian play as well. In terms of individual builders, Toll Brothers (TOL) and Pulte Homes (PHM) are my favorites.
[Ed. Note: Going against the market with contrarian investments isn't the only way to prosper in the next few years. Learn how to recognize "red flag alerts" and you could put yourself in the pathway of a raging tidal wave of cash. Learn how to prepare yourself for what could be the investment opportunity of your life.]
This article appears courtesy of Early To Rise, an e-zine dedicated to making money, improving your health and quality of life. For a complimentary subscription, visit http://www.earlytorise.com.
Should you cash out your 401(k)?
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Tuesday, 21 October 08 - 01:28 PM (GMT -06:00) By John C Thomson in Investments/Real Estate |
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Cashing Out a 401(k) Might Not Help As Much As You Think
With the downturn in the economy and rising costs, many Americans are feeling the pinch in their pocketbooks. As a way of getting extra money to pay bills, some are thinking about pulling their money out of their 401(k)s. While this may help short-term, there are serious drawbacks you need to consider.
- First and foremost is the investment penalty of selling at the bottom of the market. You are selling your shares at the worst time possible, getting the lowest return on your dollar.
- If you are under the age of 59 1/2, you are subject to an early distribution penalty of 10 percent. Seeing that money vanish right off the top is a hard pill to swallow.
- The amount of money you receive as a final disbursement is still subject to income tax (since you are now receiving money that was set aside pre-tax from your paychecks). This often amounts to around 20 percent of the taxable amount, and slices out another chunk.
So, if you are contemplating closing out your 401(k) to help you through the current downturn, just be aware that it is not as simple as asking for and receiving your entire contribution. Consult with your accountant or retirement specialist to go over any questions you may have and other approaches to meet your short-term money needs.
[Ed. Note: The economy may be in an uproar these days, but there are still ways for you to make money. The real secret to banking riches in today's market is to look in unconventional places. You can access one of these "hidden treasure troves" just by keeping an eye out for "Red Flag" alerts. Find out how to spot those Red Flags, and how they can help you prosper, right here.]
This article appears courtesy of Early To Rise, an e-zine dedicated to making money, improving your health and quality of life. For a complimentary subscription, visit http://www.earlytorise.com.
Americas Watchdog Accuses Federal Reserve & Congress of Looking the Other Way
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Wednesday, 09 July 08 - 11:38 AM (GMT -06:00) By John C Thomson in Investments/Real Estate |
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According to Americas Watchdog, "The US Federal Reserves suggestion to clamp down on mortgage bankers, and US banks is a pathetic joke. The most important issue, called a yield spread premium, was for obvious reasons overlooked. The US Federal Reserve should be forced to explain to Congress why US banks and Mortgage Bankers do not have to disclose a huge kick back for inflating 50 million+ US homeowners interest rate/monthly mortgage payment." There is one slight problem. According to Americas Watchdog, "The US Congress has been bought and paid for by US Banks, US Mortgage Bankers, and National Home Builders for years. The poster boy for this is US Senate Banking Committee Chairman Chris Dodd (D) (source NY Times). He's a perfect example of a bought and paid for member of Congress. He received a wink and a kiss mortgage from the now notorious mortgage lender, Countrywide Home Loans." 2008-07-09
Selling Your Home in a Declining Real Estate Market - Consumers Need to Find the Best Qualified Agents
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Monday, 22 October 07 - 11:55 AM (GMT -06:00) By John C Thomson in Investments/Real Estate |
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According to CNN, as declining sales and growing problems in the mortgage market helped push home prices down for the 12th straight month, homeowners trying to sell their homes are facing the biggest glut of homes on the market in about 16 years. Even the usually optimistic National Association of Realtors acknowledges that sales are slipping to an annual rate of about 5.75 million for the year 2007. This could be the lowest in years, well below 2003, 2004, 2005 and 2006 numbers - perhaps reaching 2002 levels. 2007-10-22
Kiplinger.com Launches New Basics Center
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Tuesday, 02 October 07 - 12:36 PM (GMT -06:00) By John C Thomson in Investments/Real Estate |
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Kiplinger.com (www.Kiplinger.com), the leader in personal finance advice and business forecasting, announces the launch of its new Basics Center (http://www.kiplinger.com/moneybasics/). The Basics Center provides visitors with access to a comprehensive multimedia online library of personal finance advice. 2007-10-02
Selling Homes plus Home Buying Equals One New Innovative Website to Trade Homes, OnlineHouseTrading.com
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Tuesday, 02 October 07 - 11:13 AM (GMT -06:00) By John C Thomson in Investments/Real Estate |
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OnlineHouseTrading.com is a revolutionary website which allows people both selling homes and in the market for home buying to connect each other, where two sellers sell to each other. The site combines breakthrough technology with a truly user-friendly website. 2007-10-02
New Homes in the Rose Capital of the Nation Hit the 'Virtual' Auction Block Just as the Feds Drop the Rate
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Tuesday, 02 October 07 - 11:11 AM (GMT -06:00) By John C Thomson in Investments/Real Estate |
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Just in time for the Federal interest rate cut, Freedom Realty Exchange is auctioning fourteen new homes in Wasco, California at an incredible price. Located just north of Bakersfield, Wasco, which prides itself as the Rose Capital of the Nation, is a growing community well-known for its friendly, small-town feel. Not only is Wasco the 'gateway' to the California coast, but a short drive can take you to the beach, the mountains and the major metropolitan areas of both Los Angeles and San Francisco. 2007-10-02
Rowell Auctions Announces Absolute Court-Ordered Georgia Land Auction
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Tuesday, 02 October 07 - 11:00 AM (GMT -06:00) By John C Thomson in Investments/Real Estate |
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Rowell Auctions will auction 313.76 acres of Georgia land and farm acreage on Saturday, October 20th at 10 a.m. 2007-10-02
Kiplinger.com Highlights: October 2007
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Tuesday, 25 September 07 - 10:09 AM (GMT -06:00) By John C Thomson in Investments/Real Estate |
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Kiplinger.com (www.Kiplinger.com), the leader in personal finance advice and business forecasting, announces its online editorial content for the month of October 2007: 2007-09-25
New Stock Trading Tool Challenges You to Beat the Chart by Fast-Forwarding Through Real Historical Stock Data
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Thursday, 13 September 07 - 05:21 PM (GMT -06:00) By John C Thomson in Investments/Real Estate |
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StockReflex is a unique training tool that lets users sharpen their trading skills by zooming through years of historical stock charts like they were playing a side scrolling video game. With $100K of virtual money to trade with, users make buy and sell decisions based on chart patterns and get an instant and authentic read on how these trades would have actually played out. Every time you play StockReflex you get better at playing the real market. 2007-09-13
Americas Watchdog Offers Tips on How To Survive The Real Estate Crash Of 2007 and 2008
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Thursday, 13 September 07 - 03:24 PM (GMT -06:00) By John C Thomson in Investments/Real Estate |
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Over two years ago Americas Watchdog & its National Mortgage Complaint Center predicted the housing "bubble" would collapse. They were correct. In 2007 & 2008 the US will see record foreclosures and price devaluations. A year ago, Americas Watchdog said "this real estate hard landing may put at risk the entire economy". They were correct. Thousands of mortgage lenders have closed their doors or are walking the street, and pension funds & mutual funds are now at risk for buying poor quality mortgage portfolios. So what does a consumer do with so much uncertainty for US real restate markets or the US economy? Americas Watchdog has some practical solutions for homeowners nationwide for 2007 & 2008.
you cannot stop a train wreck once its started
(PRWEB) September 13, 2007 -- In 2005 Americas Watchdog called the real estate market "a train wreck waiting to happen". Since the beginning of 2007, thousands of mortgage bankers or brokers have shut their doors or are now unemployed. According to Americas Watchdog, " the 2008 national real estate market will make 2007 look like a walk in the park". Specifically, more mortgage lenders will go out of business, some national homebuilders along with scores of regional homebuilders will go bankrupt, commercial real estate investment trusts will get crushed and millions of US consumers will lose their homes to foreclosures.
So What Can Consumers Do To Protect Themselves? According to Americas Watchdog & its Homeowners Consumer Center, ( http://HomeownersConsumerCenter.Com ) "the average US homeowner/consumer should do the following:
1. If you currently have a "Pay Option Adjustable Rate Mortgage", get out of it if you can afford to. If you can't afford to get out, Americas Watchdog highly recommends that you contact your lender & demand a fixed rate product. If this does not work, the homeowner might want to consult with a bankruptcy attorney.
Contrary to the mortgage industry spin on "1% start rate mortgages; it was a lie". These were always suicidal mortgage products. The consumer was not really paying 1%. These mortgage products were a foreclosure waiting to happen. The same was true of "The 100% Financing Mortgage Binge" from 2002-2006. What does a homeowner with 100% financing do now, if their house has gone down in value 10% or more? Americas Watchdog is concerned that hundreds of thousands of US homeowners will simply walk away. The same thing happened in the S & L crisis in the 1980's.
2. If a homeowner is attempting to sell a home in many major US markets they will either have to lower their asking price, or they might be better off renting the home for at least three years.
3. If you are a buyer, wait if you can.
In the opinion of Americas Watchdog, 2008 will bring more real estate price reductions in the southwest, southeast and northeast. In some markets like California, reductions could be 15% or more.
4. If you are an existing homeowner with adjustable rate mortgage, refinance your mortgage into either a 30 year fixed rate mortgage, or get a five or seven year adjustable rate mortgage and stay put. If an existing homeowner has a good mortgage product---say put.
5. Individuals who are Veterans, homeowners/consumers who have average to even poor credit or first time homeowners, should strongly consider getting a FHA or VA Mortgage. FHA & VA mortgage products might be the absolute best mortgage products available in today's mortgage arena. Americas Watchdog encourages all homeowners or Veterans to learn about these mortgage products from the James B Nutter Company.Their web site is at http://www.jamesbnutter.com/ Homeowners or Consumers nationwide can call the James B Nutter Company at 1-800-798-3946. Americas Watchdog has endorsed the James B Nutter Company as the best company in the US to get a FHA, VA or Reverse Mortgage.
6. If a homeowner or consumer is looking for a A+ honest mortgage lender, Americas Watchdog has endorsed American Interbanc as the best priced conventional mortgage lender doing business in the US for individuals with good to excellent credit ("the mortgage lender bankers go to"). American Interbanc's web site is at Http://americaninterbanc.com and their toll free number is 1-800-724-0004.
7. Do not finance or refinance your home without the National Mortgage Complaint Center doing a thorough examination of your mortgage documents. On average the National Mortgage Complaint Center saves consumers $500 to $1000 on their mortgage fees. The cost of this inspection service is $65, or for a full mortgage review to see if a consumer was cheated the cost is $150. The National Mortgage Complaint Centers Web Site is located at Http://NationalMortgageComplaintCenter.Com & their phone number is 1-866-714-6466.
8. Consumers should not fall for too good to be true "no cost" mortgages or Internet solicitations.
9. Consumers & homeowners should demand honest answers from elected officials. Americas Watchdog for years has been advocating that banks and mortgage bankers disclose the same fees that mortgage brokers must disclose. Specifically "yield spread premiums". A "yield spread premium" is a kick back mortgage lenders get for increasing a consumers interest rate/monthly mortgage payment. Mortgage Brokers have to disclose these fees, banks or mortgage bankers do not. Presidential hopeful & Senate Banking Committee Chairman Chris Dodd should explain how this double standard works. Millions of Americans are going to lose their homes or have already lost their homes. US homeowners would never agree to a kick back that actually increases their monthly mortgage payment if they understood what it was. Again Banks or Mortgage Bankers have no disclosure requirement on the yield spread premium kick back even though they get them too.
Double standards on the part of banks or mortgage bankers, homebuilders inflating the value of their homes over the market & then selling the over priced loan to a pension fund or mutual fund combined with consumers who never should have purchased a home, or never should have used their home as an ATM have all played significant roles in this real estate disaster. Federal bail outs may not be possible because where do the bail outs start? With the consumer, the pension funds, the mutual funds? The price tag could be a trillion dollars or more. While a federal reserve rate cut may help, it will not reverse reality, or the decline of home valuations in many regions of the country. According to Americas Watchdog; "you cannot stop a train wreck once its started". "But you can legislate transparency, uniformity and integrity for consumers".
Americas Watchdog is all about consumer protection and corporate fair play.
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Real Estate Investing Coach Dr. Phil Speer Releases Free Report, 'Why Would Anyone EVER Want to Invest in Real Estate?'
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Thursday, 16 August 07 - 10:36 PM (GMT -06:00) By John C Thomson in Investments/Real Estate |
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Report is the latest real estate investing advice from the author of the popular Web site CashinHouses.com.
Nashville, TN (PRWEB) August 16, 2007 -- Dr. Phil Speer, coach in real estate investing and author of CashinHomes.com today announced the availability of a new free report titled, "Why would anyone EVER want to invest in real estate?" The report can be found at www.InvestinRealEstateMania.com.
Real estate investing has now become a cultural buzzword. Entrepreneurs know that real estate can generate extraordinary profits. But an unfortunate dilemma has erupted for those evaluating the real estate investing profession. Self-appointed real estate investing coaches take the stage with a few "deals" under their belt, teaching everything from flipping to foreclosures. However, a few lucky "deals" don't qualify for guru status. Writing a real estate investing book is not a credential that replaces experience. Real estate investing coaches and mentors require expertise, experience and teaching capability.
Real estate investing is a profession and a business. Real estate investing coaches are often inexperienced at teaching and investing. "Kids" still green as gourds and incapable of even buying their own home are often tossed a script to mentor a teleconference class. The best training in real estate investing comes from a caring, dedicated coach with experienced expertise who mentors while watching over the shoulder.
Confusing chaos has resulted from this dilemma in recognizing valid expertise. The wanna-be investor buys that first house, failing to understand comp research, and can't sell it. The beginning investor, anxious to succeed, buys too much too soon, and his properties wind up in foreclosure. The penny-pinching investor, who can't recognize experience and resents paying for investing education, decides to go it alone after attending a few free real estate investing seminars and watching some TV infomercials, and loses all savings from poor decisions.
The first step in pursuing the real estate investing profession is evaluating aptitude, interest, and career commitment.
About Dr. Phil Speer
Dr. Phil Speer, investor for over 25 years, has been named "Top Investor of the Year" and been featured in the Wall St. Journal as "most successful in the 1980s Nothing Down Real Estate Movement." He became a multi-millionaire in real estate in his first three years of investing.
Contact:
Dr. Phil Speer
800-558-0779
drphilspeer(at)comcast.net
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With the Stock Market and Real Estate Market in flux, Investors join the Network of Business Angels & Investors as Private Equity Investment Rises as the New Wealth Creation Strategy.
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Tuesday, 14 August 07 - 09:21 PM (GMT -06:00) By John C Thomson in Investments/Real Estate |
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With the real estate market softening and the stock market in turmoil, high net worth men and women are re-discovering the value of diversifying their potfolio with investments in private companies before they go public or get acquired. One organization, NBAI, is leading the way in this trend toward private equity investing by offering education for those new to angel investing and by providing a forum for wealth creators to consider qualified private equity investment opportunities. Two companies recently received funding
How Much Money Do You Need for Retirement? LendingTree.com Shares the Facts
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Saturday, 07 July 07 - 12:30 PM (GMT -06:00) By John C Thomson in Investments/Real Estate |
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Retirement may be a long way off or it may be right around the corner. How do you know how much money you will need to retire comfortably? LendingTree shares facts and tips to help each of us save for the occasion.
Charlotte, N.C. (PRWEB) July 7, 2007 -- Regardless of how you plan to spend your retirement - starting a new career, traveling, or golfing the days away - you'll need savings socked away to fund your activities as well as meet your day-to-day living expenses.
How much is enough? Most experts recommend you will need 70-85 percent of your pre-retirement income during your retirement years. So if you're making $50,000 a year now, you'll need at least $35,000 a year in retirement to meet your current lifestyle requirements.
Why not 100 percent? Usually, you can expect your expenses to go down after retirement, assuming your mortgage is paid off and children are out of the house and living independently. Also consider some of the expenses associated with work that will no longer be necessary such as transportation, dry cleaning and lunches out. In addition, Social Security will cover a percentage of your expenses. However, some expenses may increase: health and long-term care, for instance.
Keep in mind that the amount you'll need in retirement will depend on a number of factors: where you plan to live, lifestyle, the probable length of your retirement - will you want to retire in your fifties or continue working into your seventies? Also, consider your tax commitments, your health and any financial support for your children or grandchildren.
Where will the money come from? Social Security will replace a portion of your income. For instance, the Georgia State University Retirement Income Replacement project (RETIRE), estimates that a single-earner couple making $60,000 a year can expect to have 43 percent of their income replaced by Social Security. What about the rest? Figuring for inflation, that single-earner couple will need a $500,000 investment to generate the additional $21,000 per year they'll need after Social Security for their 30-40 year retirement.
Here's a great tip - If your company participates in a 401(k) program, have as much as you can afford deducted from your paycheck. These earnings are tax-deferred, which means you don't pay the IRS until you withdraw the funds in retirement. Additionally, many companies will match your contributions, which is income above and beyond your salary. Even if your company doesn't participate in a 401(k), or if you are self-employed, you can set up an Individual Retirement Account (IRA). Consider other investments as well like stocks and bonds, mutual funds and real estate to help finance your retirement.
A good way to stretch your retirement savings is to plan to have your house paid off by the time you retire. This removes a major living expense and also protects an important asset. There are even flexible financing options - such as a reverse mortgage - whereby the lender actually pays you - buying back your house from you, one month at a time.
For additional information about retirement savings, visit the LendingTree Smart Borrower Center: www.lendingtree.com/smartborrower.
About LendingTree, LLC
LendingTree, LLC is the nation's number one online lending exchange, providing a marketplace that connects consumers with multiple lenders that compete for their business. Since inception, LendingTree has facilitated more than 20 million loan requests and $152 billion in closed loan transactions. LendingTree provides access to mortgages and refinance loans, home equity loans/lines of credit, auto loans, personal loans, credit cards and high-yield savings accounts via www.lendingtree.com and 800-555-TREE.
Launched in 1998 with headquarters in Charlotte, North Carolina, LendingTree, LLC also owns and operates LendingTree Loans sm, LendingTree Settlement Services, LLC, GetSmart®, and HomeLoanCenter.com. LendingTree, LLC is an operating company of IAC.
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Stock Trading System Utilized by Large Professional Investors Now Available to Anyone who Wants to Buy Stock
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Tuesday, 20 March 07 - 09:42 AM (GMT -06:00) By John C Thomson in Investments/Real Estate |
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For the first time ever, a stock trading system previously available to large professional investors is being made available to the general public, leveling the playing field for everyone who wants to buy stock. The system, available through United Market Directions, stacks probability in favor of the trader and thereby increasing the chances of success for every trade.
(PRWEB) March 20, 2007 -- United Market Directions announces the release of a stock trading system to the general public. A powerful tool long used by larger professional investors, it is now being made available to the every man and woman who wants to buy stock.
To achieve this accessibility, it has been made into a subscription based Web site giving members like day traders, brokers, and the general public an edge in the market and obtaining profits usually unattainable. Anyone wishing to trade the U.S market successfully will now have the chance. It is, quite simply, the most effective directional trading system for trading in stock markets throughout the world.
Available at www.unitedmarketdirections.com, the site evolved out of a desire to enhance the effectiveness and success for stock market traders. United Market Directions is not a group of financial planners, nor are they stock market brokers. They are stock market traders who have not only been trading for themselves, but have also been assisting large investors achieve excellent returns on their investments for the past 12 years.
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